Boost your credit score by 93 points²

Dovly's AI helps you build, fix, and protect your score - fastBuild and protect your credit. Free. Fast. AI-powered.

4.8 stars from 120,000+ reviews.Trusted by 2M+ members.
New Credit Score0
🔥 +38🚀 +94🔥 +16🚀 +8🔥 +19Happy woman holding phone with rising credit score

Featured In

CNBC
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Visa
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People's choice

2M+
Happy members with better credit
4.8
App rating
0K
Verified reviews, real results
Your {flip} just got an upgrade

Your
future
just got an upgrade

Get the rewards card, car, or home you want—we’ll handle your credit.

🚀 Boost your credit score by 93 points, on average.

💰 Qualify for better cards, loans, and rates.

🔒 Get 24/7 credit protection.

How It Works

3 steps. Better credit.

AI handles everything while you live your life. No paperwork, just results.

01
Sign up in under 2 minutes

Sign up in under 2 minutes

Start your free Dovly AI account. No hard credit pull.

02
We’ll do the heavy lifting

We’ll do the heavy lifting

Our AI analyzes your credit, finds what’s holding you back, and gives you personalized tools and expert tips to build, fix, or protect your score.

03
Watch Your Score Improve

Watch Your Score Improve

No guesswork - just results. We track your progress, send pro tips, and keep you in the know

Dovly AI users see

0 PTS

average credit score increase

$4,700

average credit limit increase³

0%

of members with a credit score below 550 see an improvement⁴

Why Dovly AI Works

1

Errors on your report? Gone.

Our AI scans your report, flags what's wrong, and disputes it for you, automatically. Premium members see an average boost of 93 points. Let's go.

Errors on your report? Gone.
2

Credit Building Made Simple

Report everyday payments and add a $2,000 positive tradeline with no interest or annual fee, designed to help strengthen your credit profile over time.²

Credit Building Made Simple
3

A Smarter Plan to Improve Your Score

Unlock personalized steps based on your goal, so you always know what to do next to keep moving forward

A Smarter Plan to Improve Your Score
4

Real-Time Score Tracking

Watch your credit score update in real time. Get notified the moment changes hit your report so you always know where you stand.

Real-Time Score Tracking

Choose your plan

Start free and upgrade whenever you're ready. No hidden fees, cancel anytime.

Most Popular

Premium

$39.99/mo
$1999/mo

Cancel anytime

Start Premium

30-day money-back guarantee

Average 93pt score lift²
Average $4,700 more in credit limits³
Average 2X success rate for score movement⁵

Free

$0/mo
Get Started Free

No credit card required

Average 38pt score lift¹
★★★★★100,000+ reviews

What Our Members Are Saying

Seriously, I went from a 536 to 638 in about a month. I don't even know how it happened but I'm so appreciative because I'm trying to buy a house.

SJ

Shakita J.

Google

I use only the free section of Dovly AI and I did NOT expect to get the gift I got this morning! My credit score jumped 123 pts! THANK YOU DOVLY AI for your help!

HT

Hannah T.

Trustpilot

So thankful for this app my credit score has went up 100 pts... thank you so much Dovly AI

MR

Marcus R.

Google

Within 30 days my score jumped 45 points. The AI disputes are incredibly effective and easy to use.

JL

Jennifer L.

Trustpilot

Seriously, I went from a 536 to 638 in about a month. I don't even know how it happened but I'm so appreciative because I'm trying to buy a house.

SJ

Shakita J.

Google

I use only the free section of Dovly AI and I did NOT expect to get the gift I got this morning! My credit score jumped 123 pts! THANK YOU DOVLY AI for your help!

HT

Hannah T.

Trustpilot

So thankful for this app my credit score has went up 100 pts... thank you so much Dovly AI

MR

Marcus R.

Google

Within 30 days my score jumped 45 points. The AI disputes are incredibly effective and easy to use.

JL

Jennifer L.

Trustpilot

Best credit repair tool I've ever used. Automated everything and I saw results in weeks, not months.

DK

David K.

Google

Really impressed with how simple this is. Connected my accounts and Dovly AI handled the rest. Score up 67 points!

PM

Priya M.

Facebook

I was skeptical at first but Dovly AI delivered. Three negative items removed in the first round of disputes.

CS

Carlos S.

Trustpilot

Finally a credit tool that actually works and doesn't cost a fortune. The free tier alone got me results.

AW

Aisha W.

Google

Best credit repair tool I've ever used. Automated everything and I saw results in weeks, not months.

DK

David K.

Google

Really impressed with how simple this is. Connected my accounts and Dovly AI handled the rest. Score up 67 points!

PM

Priya M.

Facebook

I was skeptical at first but Dovly AI delivered. Three negative items removed in the first round of disputes.

CS

Carlos S.

Trustpilot

Finally a credit tool that actually works and doesn't cost a fortune. The free tier alone got me results.

AW

Aisha W.

Google

Frequently Asked Questions

Everything you need to know about Dovly AI and how our AI-powered platform helps repair your credit.

Get 93 pts

We’ve helped members boost their scores by 22M+ points.*

Join over 2,000,000 members who have boosted their credit scores with Dovly AI.

Based on 120,000+ reviews